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03

Oct
2025

Legal overview

Banking and financial law

Companies and taxation

Criminal law

International and European law

Property and construction law

Labour law

Family Office

03/ Oct
2025

Legal overview

Banking and financial law — Companies and taxation — Criminal law — International and European law — Property and construction law — Labour law — Family Office

Monthly Legal Overview (September 2025)

99 AVOCATS ASSOCIÉS s pleased to offer you a retrospective (selection) of legal news in Monaco in September (texts published in the Journal de Monaco, other publications, legislative work) and our events:

99 Avocats associés • Téléchargement

EVENTS

Leading the MEB/OECM Conference on "The criminal liability of company heads"

On 30 September, Erika BERNARDI, Partner, and our associates Patricia KEMAYOU MENGUE and Paul TOMATIS co-leaded a conference organised by the Monaco Economic Board (MEB) in partnership with the Monaco Order of Chartered Accountants (OECM) on the topic of "The criminal liability of company heads in light of the changes introduced by the law on the modernisation of companies and the LCB/FT-P-CORR texts".

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◾Participation in the NORTON ROSE FULBRIGHT event

On 25 September, Grégoire GAMERDINGER, Partner, and our associates Patricia KEMAYOU MENGUE and Sophie SCHUMACHER, had the pleasure of representing 99 AVOCATS ASSOCIÉS at the cocktail reception organised by NORTON ROSE FULBRIGHT (NRF) in the exceptional setting of the Musée des Arts et Métiers in Paris.

◾Training in labour law provided by the Association of Women Entrepreneurs of Monaco (AFCEM)

On 16 September, Erika BERNARDI, Partner, had the pleasure of leading a training session on the topic of "Dismissal and Article 6 in Monaco" organised by AFCEM, of which she is also the Secretary General.

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◾Global Leaders Annual Wealth Management Forum

On 9 and 10 September, our associate Patricia KEMAYOU MENGUE took part in the 6th Annual Wealth Management Forum organised by the Global Leaders Forum in London.

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99 Avocats associés • JO

TEXTS PUBLISHED IN THE JOURNAL DE MONACO

BANKING • FINANCIAL

Usury rate (determination): revision for loans and overdrafts

Sovereign Order No. 11.478 of 10 September 2025 (JDM No. 8765 of 19 September 2025) sets the new ‘average rates applied under the same conditions by bona fide lenders’ for individuals and businesses, effective from 20 September 2025.

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COMPANIES

◾Modernisation of company law: implementing regulations, effective 30 September 2025

Sovereign Order No. 11.486 of 18 September 2025 (JDM No. 8766 of 26 September 2025) implements Law No. 1.573 of 8 April 2025. The regulatory provisions, as well as those of Article 1672-5 of the Civil Code (partnership agreement), Title III (joint stock companies) and Title V (conciliation procedure) of Law No. 1.573, entered into force on 30 September 2025.

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99 Avocats associés • Boule

SOCIAL

Reminder: employer obligations regarding the management of emergency first aid since 28 September 2025

Ministerial Order No. 2024-504 of 19 September 2024 (JDM No. 8714 of 27 September 2024), which specifies the conditions for managing emergency first aid for workers who have had an accident or are feeling unwell (first aid training, dedicated room if necessary, etc.) came into force on 28 September 2025.

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PUBLIC • Businesses

◾Sole trader : new online service

The new online service via the MonGuichet.mc portal allows users to submit their application for creation online (without physical presence), and then track the progress of their application.

Government Presse Release of 25 September 2025

INTERNATIONAL

◾42nd Assembly of the International Civil Aviation Organisation (ICAO)

As a State Party to the Convention on International Civil Aviation (Chicago Convention) and a member of the ICAO, a United Nations agency, Monaco took part in this important triennial diplomatic event, held from 23 September to 4 October in Montreal (Canada).

Government Press Release of 30 September 2025

◾General debate of the 80th session of the UNGA, establishment of diplomatic relations with Trinidad and Tobago

Monaco and Trinidad and Tobago established diplomatic relations by signing a joint communiqué on 25 September in New York, on the sidelines of the general debate of the 80th session of the United Nations General Assembly, which had as its theme "Better together: over 80 years of peace, development and human rights".

Government Press Release of 30 September 2025

99 Avocats associés • Loi

LEGISLATIVE WORK

◾ Bill No. 1114 on "close carer"

Bill No. 1114, received by the Parliament on 19 September, establishes the legal status of "close carer" ("proche aidant") for elderly people who have lost their independence, accompanied by the right for salaried close carers to take unpaid leave and adjust their working hours.

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Other publications